Who Couldn't Use Extra Money in Time of Need?

We buy life insurance to provide financial security for our loved ones in the event of our death. With improvements in medicine, however, the recovery rate for once fatal conditions like cancer, heart attack, and stroke have improved dramatically. So what happens to that security if we don't die from a critical illness? 

Many people are not prepared for the financial fallout of a critical illness. Health insurance doesn't cover everything and higher deductibles and general healthcare costs are adding stress to people’s lives and budgets. Help your clients and prospects fill the financial gap with critical illness insurance. Offer them more than money... Give them options, choices, and control when they feel they have none.

The Critical Illness sales market is predicted to grow 22%* annually. If you are interested in double-digit sales growth, you should be looking at adding critical illness insurance to your portfolio. 

Critical Illness is available as an independent policy or can be added to some life insurance policies as a living benefit rider. Talk to your MVP representative about easing financial worries for your clients by offering them critical illness coverage today. 

*“2018 U.S. Critical Illness Insurance Market Study Shows Continued Strong Growth.” Gen Re, Sept. 11, 2018

A Huge Financial Concern for Home Owners

by Assurity

We are all familiar with using Term as mortgage protection. In the event of the death of the insured, the death benefit can be used to pay off the insured's mortgage. What you might not realize is that there is a huge exposed financial concern. What happens if your client lives through a critical illness

such as Cancer, a Heart Attack or a Stroke?

Diseases like Cancer, Heart Attacks and Strokes not only leave emotional devastation on the individual affected, they can take away the ability to work and earn a paycheck and leave a family in financial ruin. Critical Illness will pay your client a lump sum cash benefit upon the first-ever diagnosis of a covered condition. This means your client can use the money for whatever they choose, even to pay off a mortgage and use the remaining funds to pay medical bills.

Close the protection gap and discuss Critical Illness for mortgage protection with all of your clients today!

Stroke: Leading Cause of Serious, Long-term Disability in US

Nearly three-quarters of all strokes occur in people over the age of 65, and the risk of having a stroke more than doubles each decade after the age of 55. Strokes can and do occur at any age; one fourth of strokes occur in people under the age of 65. On average, someone in the United States has a stroke every 40 seconds.

Talk to your clients about protecting their income and assets if they become too sick or hurt to work. Use these Fact Finders to uncover the best insurance solutions for their unique situation. Then help them get the coverage they need! 

Stroke Strikes Suddenly--Use BE FAST to Remember the Warning Signs of a Stroke:
B   BALANCE: Is the person unsteady?
E   EYES: Ask the person if their vision has changed.

F   FACE: Ask the person to smile. Does one side of the face droop?

A   ARMS: Ask the person to raise both arms. Does one arm drift downward?

S   SPEECH: Ask the person to repeat a simple phrase. Is their speech slurred?

T   TIME: Ask the person if they have a TERRIBLE headache...If you observe any of  
                these signs, call 9-1-1 immediately.

#strokeawaremay