No More Waiting on Health Records

We have all been there... Waiting weeks and sometimes months for the receipt of medical information by the carrier, so the underwriter can make a final decision to an offer for a life insurance application.

Imagine, being able to speed up that process to less than 24 hours or even minutes! Unique to our partnership with AIMCOR, we now have the ability to obtain abbreviated health records in minutes. The Human API platform allows insurance applicants to connect and share medical data electronically from over 90 percent of US healthcare providers (health systems, hospitals, clinics and physician offices). With instant access to medical information such as lab results, medications, vital measurements and conditions, MVP Financial can optimize the life insurance distribution process and deliver an experience that meets modern consumer expectations.

Keep in mind that these records are abbreviated so they don't include a thorough history of chronic medical conditions like heart ailments, diabetes, cancers, lung diseases, etc. This method of record sharing does not entirely negate the full medical record details, but it does give an underwriter a quick view of an applicant's medical history. In some cases, it can provide enough information for a decision without the wait and sometimes without the need for lab collection from a paramedical examiner.

Learn more about helping your clients share their medical record instantly with Human API here.